Rich Dad, Poor Dad Chapter 6: The Rich Invent | Powerful Creator Mastermind w/ Amber Breanna

Amber Breanna
Jun 26
5 min read

Updated: Jun 27

Why Develop Your Financial IQ?

That’s the question Kiyosaki opens with in this chapter and it set the tone for everything we explored in this week’s Powerful Creator Money Mastermind.

The answer?

To have more options.

More freedom. More creativity. More power to recognize and move on opportunities when they come.

This chapter — The Rich Invent Money — was dense, layered, and filled with codes for how to think like the wealthy. But what stood out the most is that financial freedom doesn’t start with money — it starts with how we think about money.

As Powerful Creators, we’re not here to survive. We’re here to grow, to lead, and to multiply what we’ve been given. That means becoming financially creative, growing our financial intelligence, and learning how to take bold, aligned risks.

In this blog, I’m sharing the 3 biggest takeaways from our call and how we, as a community, are applying them in real life. Let’s dive in.

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💡 3 Powerful Takeaways from the Conversation

1. Financial Creativity is a Superpower

We must become financially creative.

Kiyosaki teaches us that the rich invent money because they know how to spot opportunities and solve problems. It’s not about having money — it’s about knowing how to think. In the book, he asks: “How many different financial solutions can you think of?”

That’s the real test.

The more options we can come up with, the more powerful we become. Financial creativity isn’t about luck — it’s a mindset and a skill. The Cashflow game helps you train for this by showing you how to think in possibilities, not limitations. And the more financially creative we are, the more freedom we unlock.

2. Develop Your Financial IQ Daily

Financial creativity grows as your financial IQ grows.

In this chapter, Kiyosaki breaks down the four broad areas we must develop to become truly financially intelligent:

Accounting, Investing, Markets, and the Law.

Knowing these areas gives us a foundation — a way to track our money, grow it, protect it, and recognize opportunities when they come.

Understanding this simplified the learning process for us. We don’t have to learn everything at once, but we do need to stay committed to becoming well-rounded. The more we grow our IQ, the more we’re able to see, understand, and act on opportunities when they show up.

Wealth Requires Risk

To build real wealth, we have to get comfortable with risk. Kiyosaki reminds us:

“People who avoid failure also avoid success.”

Most people play it safe and stay stuck. But the rich understand that wealth comes through bold, educated action — not perfection. In the chapter, Kiyosaki breaks down the difference between two types of investors. The second type — the kind we’re becoming — is the one who creates investment opportunities rather than just buying them.

To become that kind of investor, he says we must develop four key skills:

Find great opportunities
Raise capital
Structure deals
Surround ourselves with smart people

This is a skill set that takes time, courage, and learning — but it's the path to freedom. When we commit to the process, we stop fearing risk and start playing the game to win.

🔥 3 Specific Action Steps to Apply Now

Train Your Financial Creativity

Take the time to sit down and do the work:
Write out 30 different ways you could make $5,000 in the next 30 days.
This exercise, shared by Kelsey on our call, is about expanding your mind and building the habit of thinking in financial solutions.
Don’t judge your ideas — just let them flow. This is how we train ourselves to think like creators, not consumers. The more options we can come up with, the more empowered and resourceful we become.

Build Your Financial IQ Routine

Get clear on the four areas of financial IQ — Accounting, Investing, Markets, and the Law — and create a simple system to grow in each one.

Start by organizing your resources: books, podcasts, videos, and mentors. Then, commit to studying something every day, even if it’s just 10–15 minutes.

For example, I created a Google Drive folder called “Financial IQ” with subfolders for each category. I’ve started organizing my resources into those specific areas so I can track my learning and stay consistent.

And remember what Michelle said on the call: ask questions. Don’t worry about being annoying. The people around you who have answers want to help. Be a student of wealth. Let your curiosity lead the way.
Start Practicing the Skills of a True Investor

Start asking yourself daily:
“How can I build the skills to become the kind of investor who creates opportunities?”
Kiyosaki says the second type of investor knows how to find deals, raise capital, and build the right team — and all of that starts in the mind.

🔹 Train yourself to find opportunities by declaring:“I have eyes for opportunity. I see opportunities everywhere.”Remind yourself that you're becoming someone who can spot value where others can’t. Opportunities are all around us when we learn how to see.

🔹 Practice the mindset of raising capital by asking:“How can I raise money without overworking?”Remember, money is an agreement. It’s not about chasing the dollar — it’s about helping people see value and say yes to what you’re building.

🔹 Surround yourself with smarter people.You don’t have to know everything. As we learned in Think and Grow Rich — success comes from proximity. As Michelle said on the call:

“If your money isn’t right, you’re in the wrong circles.”

So, ask yourself: Who am I around? Do they inspire growth? Can they help me build? If not, start seeking rooms where money, strategy, and vision are normal conversations.

Join the Next Powerful Creator Money Mastermind

Every Thursday at 6pm CST

Zoom Link: https://us02web.zoom.us/j/89420360154

💖 Personal Note from Amber Breanna

This is the work.

We are gathering the pieces to the puzzle of freedom — and I’m so proud of us.

This isn’t just about money. Let me be clear about that.

This is about experiencing true freedom — the kind that allows us to operate in our purpose and actually enjoy this life.

We weren’t meant to be slaves to the system.

We weren’t meant to work ourselves into the ground, live for the weekends, or fight over who’s paying for dinner.

We were meant to thrive — to experience the best this life has to offer and to share that with the people we love.

For me, this work is deeply personal.

I didn’t come from a family with assets. If I’m being honest — zero, to be exact.

I’m not doing this to be flashy or to show off.

I’m doing this because I’m tired of seeing my dad still working at his age instead of resting and enjoying his life.

I’m tired of hearing arguments over money.

I’m tired of missing vacations because we “don’t have enough.”

I want to experience peace. Joy. Ease.

I want my family to feel safe. I want us to have time together — not just talk about it.

And I believe that’s possible for us.

I will never let go of that dream.

I know if we keep going, if we stay committed, it will happen.

This work isn’t for everyone, but it is for the dreamers, the doers, the ones who refuse to settle.

It’s for the Powerful Creators that we are.

I’m so grateful and honored to be on this journey with you.

Let's keep building. 👑

With love & power,

Amber Breanna ❤️

Disclaimer: This content is for educational and inspirational purposes only and does not constitute financial advice. Please consult a licensed financial professional before making financial decisions.